Financial knowledge is the foundation of a secure and fulfilling life, yet studies reveal that 67% of adults worldwide lack basic financial literacy, according to the S&P Global Financial Literacy Survey. This gap can lead to poor decisions, mounting debt, and missed opportunities. As Warren Buffett aptly said, “Do not save what is left after spending; instead, spend what is left after saving.” Financial education empowers individuals to budget effectively, invest wisely, and achieve financial independence. Shockingly, research shows that financially literate individuals are 80% more likely to have emergency savings and are better prepared for retirement. Understanding finances isn’t just about managing money—it’s about shaping your future, reducing stress, and unlocking freedom to live on your terms.